Know before you need to know

Financial process automation for your business.

Skuzika is a library of financial engines. Pick the ones you need and they connect into one system that runs your invoicing, reconciliation and reporting, and warns you while problems are still small. Need more? We build custom automation around your exact process.

What's in the platform

automations

Run your business. The engines handle the financial busywork.

ENGINE LIBRARY

Start with one engine.Add the rest when you need them.

Cash flow forecast

See the dip before it happens

FORECAST

Cash flow forecast

Thirteen weeks ahead, built from your invoices, standing costs and bank history. It marks the week you run tight, while there is still time to act.

See it in the platform

Invoice generator

Drafts ready to send, VAT handled

BILLING

Invoice generator

Issues invoices straight from your data, with statutory numbering and the right VAT treatment already applied. Drafts wait for your approval. Nothing sends itself.

See it in the platform

Reconciliation

1,204 of 1,218 lines matched

BANKING

Reconciliation

Matches bank lines against invoices and bills automatically, and puts only the ones it is unsure about in front of you.

See it in the platform

Transaction ledger

One canonical ledger for everything

CORE

Transaction ledger

Every document you upload becomes one canonical transaction, whatever shape it arrived in. This is the record every other engine reads from.

See it in the platform

AI business chat

Ask a question, get it from your numbers

ASSISTANT

AI business chat

Ask a plain question about your business and get an answer read from your own ledger, with the transactions it used. It proposes, you confirm. No figure is ever written by the model.

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Aging analysis

Who owes what, and for how long

RECEIVABLES

Aging analysis

Groups everything owed to you by how late it is, so the call you need to make today is the obvious one.

See it in the platform

Payment tracking

Every payer, every month

RECEIVABLES

Payment tracking

Tracks who has paid, who has not and who is about to be late, month after month, without anyone keeping a spreadsheet.

See it in the platform

Margin chart

Margin by month, at a glance

INSIGHT

Margin chart

Margin by month against the same period last year, calculated from the ledger rather than typed in by hand.

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From the library

Ten engines and growing

LIBRARY

From the library

Start with one engine and add the rest when you need them. Your bill grows only when your use does.

See it in the platform
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Our Process

From manual to automated in 4 simple steps…

No more manual invoicing, no copying figures between spreadsheets, no reconciliation late at night. We map how money moves through your business and switch on the engines that do the manual work, from the library or built around your exact process. The engines run every month. You approve what goes out.

Drop in what you already keep. Bank statements as CSV or PDF, invoices and receipts as PDF or scans, spreadsheets for inventory or payroll. We read every line. You keep your bank and your accounting software.

Get early access

Pricing

Pay only for what you need.

€700 one-off

Implementation. We onboard your documents, seed your data, and assemble your first dashboard from the library.

What's Included:

Discovery: we map your current financial workflow

Your documents read and structured into one canonical ledger

Your first engines configured and assembled

Deployed into your private Skuzika workspace

One-off. Covers onboarding, no setup fees later

Start

€32 / month

The platform every client stands on. Log in, run it, and let it keep working. Maintained and updated by us.

What's Included:

Secure login to your private workspace.

Hosting, maintenance & automatic updates.

Organisation roles and per-client billing profiles

Your engines running 24/7

Ongoing support

Platform

€18 / engine

Per month, per engine. Add from the library as you need. Your bill grows only when your use does.

What's Included:

Pick from the library: invoicing, reconciliation, forecast, and more

Each engine live on your dashboard the same day

Add or remove engines at any time

Export your data whenever you want

Engines

€700 one-off

Implementation. We onboard your documents, seed your data, and assemble your first dashboard from the library.

What's Included:

Discovery: we map your current financial workflow

Your documents read and structured into one canonical ledger

Your first engines configured and assembled

Deployed into your private Skuzika workspace

One-off. Covers onboarding, no setup fees later

Start

€32 / month

The platform every client stands on. Log in, run it, and let it keep working. Maintained and updated by us.

What's Included:

Secure login to your private workspace.

Hosting, maintenance & automatic updates.

Organisation roles and per-client billing profiles

Your engines running 24/7

Ongoing support

Platform

€18 / engine

Per month, per engine. Add from the library as you need. Your bill grows only when your use does.

What's Included:

Pick from the library: invoicing, reconciliation, forecast, and more

Each engine live on your dashboard the same day

Add or remove engines at any time

Export your data whenever you want

Engines

€700 one-off

Implementation. We onboard your documents, seed your data, and assemble your first dashboard from the library.

What's Included:

Discovery: we map your current financial workflow

Your documents read and structured into one canonical ledger

Your first engines configured and assembled

Deployed into your private Skuzika workspace

One-off. Covers onboarding, no setup fees later

Start

€32 / month

The platform every client stands on. Log in, run it, and let it keep working. Maintained and updated by us.

What's Included:

Secure login to your private workspace.

Hosting, maintenance & automatic updates.

Organisation roles and per-client billing profiles

Your engines running 24/7

Ongoing support

Platform

€18 / engine

Per month, per engine. Add from the library as you need. Your bill grows only when your use does.

What's Included:

Pick from the library: invoicing, reconciliation, forecast, and more

Each engine live on your dashboard the same day

Add or remove engines at any time

Export your data whenever you want

Engines

Issuing the monthly invoices for every child used to take me days. Now it is a few clicks. Every invoice correctly numbered, every parent covered, nothing missed.

Teodora ZlatarevaDirector, private kindergarten

Frequently asked questions

Get the answers you need to move forward

Skuzika is a library of financial engines that run on one platform, built for the owner or finance lead of a small business who still does invoicing, reconciliation and reporting by hand. You upload the documents you already keep. We read them into one ledger and run your invoicing, reconciliation, payment tracking and forecasting on top of it. Drafts wait for your approval, and nothing sends itself.

start automating

Know before you need to know.

We map how money moves through your business, build the engines that do the manual work, and keep them running. You get the hours back, and problems reach you while they are still small.

One ledger, a library of engines, and fewer surprises every month.

© 2026 Skuzika. All rights reserved.

start automating

Know before you need to know.

We map how money moves through your business, build the engines that do the manual work, and keep them running. You get the hours back, and problems reach you while they are still small.

One ledger, a library of engines, and fewer surprises every month.

© 2026 Skuzika. All rights reserved.

start automating

Know before you need to know.

We map how money moves through your business, build the engines that do the manual work, and keep them running. You get the hours back, and problems reach you while they are still small.

One ledger, a library of engines, and fewer surprises every month.

© 2026 Skuzika. All rights reserved.